Beaver and his brother are given an introduction to the world of stocks and bonds by their parents. Their father patiently answers the eager boys' questions.
Charlie's father gets laid off from his job because a new robot at the toothpaste factory can perform his job more cheaply and efficiently. His job has been made obsolete by technology.
Riley finds the next clue, and the group tries to decipher it. They come to the conclusion that it refers to a specific time. Ben remembers that the back of a one hundred dollar bill has a clocktower, and he uses a bottle of water as a magnifying glass to read the time drawn on the bill.