Debra explains budgeting to Raymond when he asks her to pay for his magazine subscription.

Raymond attempts to manage the family budget but ends up with overdraft fees and multiple bounced checks. He asks Andy for advice, and Andy tells him how to reconcile his checkbook. Ray still doesn't seem to understand, so Andy suggests showing Debra the checkbook. Ray decides to create a fake checkbook to prove to Debra that he is capable of budgeting.

The Secret Millionaires Club learns why it's important to be responsible and illustrates through an example with credit cards. Watch Warren Buffett’s Secret Millionaires Club on the Kid Genius channel on Xfinity. Visit SMCKIDS.COM for webisodes, comics, games, and more!

The Secret Millionaires Club learns that borrowing money to grow a business can be a good thing but only if the correct amount of money is borrowed. Watch Warren Buffett’s Secret Millionaires Club on the Kid Genius channel on Xfinity. Visit SMCKIDS.COM for webisodes, comics, games, and more!

Mr. Dawes Senior and his directors try to convince the children to deposit their tuppence in the bank when Michael says he would like to use it to feed the birds. This musical number explains banking concepts such as interest and depicts the tactics of banks.